• What Is The Difference Between A IC Bank Card And A Magnetic Stripe Card?

---

• What Is The Difference Between A IC Bank Card And A Magnetic Stripe Card?
• 1. Different Media

A Bank Chip Card is a financial IC card. It is a bank card with a chip as the medium. There is a core on the front of the card to support the flash payment function. The magnetic stripe card is a normal plastic card that uses a magnetic carrier to record characters and digital information for identification or other purposes. It can be seen from the definition that the two carriers are different. One uses a chip and the other uses a magnetic strip. Of course, the chip card is divided into pure chip card and magnetic stripe card with chip. The magnetic stripe chip card has one more chip than the magnetic stripe card.

• 2. The Safety Factor Is Different

The chip card has a large capacity (the storage capacity is 160 times that of a magnetic stripe card), which can store information such as keys, digital certificates, fingerprints, etc. The card has read-write protection and data encryption protection, and personal passwords and cards are used for protection. Two-way authentication with the reader to prevent the card data from being copied, with higher security. After the magnetic stripe card passes through the magnetic writing device, it will be used by criminals to steal the fake card, and the safety factor is low.

• 3. The Working Principle Is Different

The chip card has one more chip than the magnetic stripe card. In addition to swiping the magnetic stripe, the chip must be verified during payment.