Smart IC cards are payment cards that have brought us new and convenient ways of living. They have enabled innovations in payment methods, making it easier to pay with smart cards. The payment application allows us to exchange currencies, buy products, use alternative currencies, manage expenses, get rewards, enjoy product discounts, etc.
Smart card applications also extend to other areas, such as telecommunication, physical access, domestic purposes, government services, banking and retail, electronic purse, health care, and ID verification and access control. For example, in Hong Kong, we can use smart identity cards to book appointments online for identity card application, or use Smart Credit Card to enjoy cashback and interest-free instalment at designated merchants.